Form 1845-2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin with Section A: Borrower Information. Fill in your last name, first name, middle initial, and social security number. Ensure all details are accurate.
  3. Continue by providing your permanent street address, telephone number, email address (optional), and any former names you may have.
  4. In Section B, list two references who have known you for at least three years. Include their names, addresses, and relationship to you.
  5. Move to Section C1 to detail the loans you wish to consolidate. For each loan, specify the loan type, holder’s name and contact information, account number, and estimated payoff amount.
  6. If applicable, complete Section C2 for loans you do not want to consolidate. Follow the same format as in Section C1.
  7. Select your repayment plan in Section D by reviewing the options provided and completing the necessary forms.
  8. Finally, review Section E for borrower understandings and certifications. Ensure you read through all statements carefully before signing and dating the form.

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Under the law, you may be eligible for a borrower defense to repayment (borrower defense) discharge of the federal student loans you took out to attend a school if that school misled you, or engaged in other misconduct in violation of certain state laws.
You must be a direct employee of a qualifying employer for your employment to qualify. This means that employees of contracted organizations, that are not themselves a qualifying employer, wont qualify for PSLF including government contractors and for-profit organizations.
Borrower Defense Schools List [2022 Update] ITT Tech. University of Phoenix. Westwood College. Corinthian Colleges. Marinello Schools of Beauty. The Court Reporting Institute. American Career Institute. Minnesota School of Business.
Eligibility for the Economic Hardship Deferment The borrower is receiving federal or state public assistance, such as Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI), Food Stamps/Supplemental Nutrition Assistance Program (SNAP) or state general public assistance.
Complete an in-school deferment form and have your school docHub it. Either you or your school can then submit it to your servicer.

People also ask

Three types of institutions are eligible to participate in the federal student aid programs: institutions of higher education. proprietary institutions of higher education. postsecondary vocational institutions.

form 1845