Oklahoma Insurance Department - Auto Insurance Rate 2025

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your personal information in the designated fields, including your name, address, and contact details. Ensure accuracy as this information is crucial for your insurance policy.
  3. Next, provide details about your vehicle. This includes the make, model, year, and VIN number. Accurate vehicle information helps in determining your premium rates.
  4. Fill out the section regarding your driving history. Include any accidents or violations within the last three years, as this will impact your premium calculations.
  5. Review the coverage options available and select those that best fit your needs. Consider factors like deductibles and additional coverages such as rental reimbursement or uninsured motorist coverage.
  6. Finally, double-check all entered information for accuracy before submitting the form. Use our platform’s features to save or print a copy for your records.

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USAA has the cheapest average premium in Oklahoma, according to our research. However, coverage is only available to qualifying current and former military members and their families. If you arent eligible, Progressive is the second cheapest. Our rankings, ratings, and product reviews are unbiased.
Compare the Best Homeowners Insurance Companies in Oklahoma CompanyU.S. News ScoreLearn More State Farm 4.5 Compare Quotes Allstate 4.2 Compare Quotes USAA 4.6 Compare Quotes Nationwide 3.8 Compare Quotes2 more rows
The average cost of full coverage auto insurance in Oklahoma is $2,796 annually, while the average cost of minimum coverage in the state is $557 annually.
Altshuler cites a recent research paper showing states like Oklahoma have higher premiums because regulators are more lax in examining requests for rate increases, which means insurers are basically able to charge whatever they want. The study also found homeowners in places like Enid, Oklahoma pay some of the
The average annual cost of home insurance in Oklahoma is $6,210.

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COUNTRY Financial, Auto-Owners, and USAA offer the cheapest car insurance rates as of August 2025.

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