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57-1-40 Reconveyance of trust deed or release of mortgage

57-1-40 Reconveyance of trust deed or release of mortgage 2025

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The document outlines the procedures and forms required for a title insurer or title agent to reconvey a trust deed or release a mortgage in Utah. It specifies conditions under which these actions can be taken, including full or partial payment of obligations secured by the trust deed or mortgage. The document details the necessary notices to be sent to beneficiaries or mortgagees, the format of these notices, and the requirements for recording reconveyances or releases. It also clarifies that such actions do not discharge any underlying promissory notes.

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Click ‘Get Form’ to open the 57-1-40 Reconveyance of trust deed or release of mortgage in the editor.
Begin by filling in the details of the trustor or mortgagor, including their name and address. This information is crucial for identifying the parties involved.
Next, provide the beneficiary or mortgagee's name and any relevant recording information such as Entry Number, Book Number, and Page Number. This ensures that all records are accurately linked.
In the certification section, indicate whether the obligation secured has been fully paid or partially paid. Select the appropriate option based on your situation.
Complete the notice of intent to release by entering your name as the title insurer or agent, along with your address. Ensure all fields are filled out correctly before proceeding.
Finally, review all entered information for accuracy and completeness before saving or exporting your document for signing and distribution.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the difference between a deed of release and a deed of reconveyance?

A deed of release indicates that the homeowner has completed the terms of the mortgage loan repayment while the deed of reconveyance formally transfers full ownership to the homeowner. Depending on the laws of your state, a homeowner might need both documents to remove the mortgage lien from their home.

What is the purpose of a deed of reconveyance?

A Release of Deed of Trust, sometimes called a Deed of Reconveyance, is a crucial document in real estate transactions. It signifies that the obligations under a deed of trust have been fulfilled, and the borrower is released from the security instruments obligations.

What does it mean to release a deed of trust?

Hello and welcome, The full reconveyance indicates that the second mortgage holder, which undoubtedly had a lien on the property to secure their interest, released the lien following foreclosure, so it no longer encumbers the property.