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LGPSLeaving the scheme 2025

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The document is an opt-out form for the Local Government Pension Scheme (LGPS) provided by West Yorkshire and Lincolnshire Pension Funds. It outlines the process for members to opt out, including necessary personal information, a declaration of understanding regarding the implications of opting out, and reasons for the decision. Additionally, it highlights the benefits of remaining in the scheme and provides guidance on what happens to contributions based on the duration of membership.

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Can I draw down my local government pension?

The LGPS is also more flexible than you think; you can take your pension from age 55 and you have the option to take up to 25% of your pension as a tax free lump sum.

Can you opt out of the local government pension scheme?

You cannot opt out before the first day that you are a member. This will usually be the first day of your employment, but it may be the date your employer must bring you into the LGPS under Automatic enrolment rules. You can opt out by giving your employer notice in writing.

Can you transfer out of a local government pension scheme?

Unless you tell us otherwise, we will always assume that you wish to transfer to a defined contribution scheme. You cannot transfer out benefits while you are an active member of the LGPS, so if you are still paying in you will need to opt out of the scheme first.

Can you take money out of a local government pension scheme?

Overview. As an LGPS member, you build up a pension that will increase in line with the cost of living for the rest of your life after you take it. You can exchange part of your pension for a tax-free lump sum that is paid when you take your benefits.

Can I take money out of my local government pension?

You can exchange part of your pension for a tax-free lump sum that is paid when you take your benefits. You can only choose to swap pension for lump sum when you first take your LGPS pension. You cannot change your decision later. It is important that you think carefully and make the right decision for you.

What happens to my local government pension if I leave?

If you leave your job before retirement and you do meet the two year vesting period. If you have contributed to an LGPS pension in the past and you are not currently receiving your benefits, your benefits will be deferred.

Can I cash in my local government pension early?

Your LGPS pension is payable at your Normal Pension Age, but you can choose to receive it earlier or later. If you take it earlier, it will be reduced as it will be in payment longer. If you take it later it will be increased.

LGPSLeaving the scheme 2025

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Can I draw down my local government pension?

Can you opt out of the local government pension scheme?

Can you transfer out of a local government pension scheme?

Can you take money out of a local government pension scheme?

Can I take money out of my local government pension?

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What happens to my local government pension if I leave?

Can I cash in my local government pension early?

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LGPSLeaving the scheme 2025

Here's how it works

The easiest way to edit LGPSLeaving the scheme in PDF format online

Complete this form in 5 minutes or less

Got questions?

Can I draw down my local government pension?

Can you opt out of the local government pension scheme?

Can you transfer out of a local government pension scheme?

Can you take money out of a local government pension scheme?

Can I take money out of my local government pension?

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People also ask

What happens to my local government pension if I leave?

Can I cash in my local government pension early?

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