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IN THE SUPREME COURT OF MISSOURI EN BANC BEVERLY BREWER, ) ) PlaintiffRespondent, ) ) v - courts mo

IN THE SUPREME COURT OF MISSOURI EN BANC BEVERLY BREWER, ) ) PlaintiffRespondent, ) ) v - courts mo 2025

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The document is a supplemental reply brief submitted by Missouri Title Loans, Inc. in the Supreme Court of Missouri regarding an appeal from a lower court's refusal to enforce an arbitration clause in a case involving Beverly Brewer. The brief argues that the trial court erred by not enforcing the arbitration agreement on an individual basis, asserting that the Federal Arbitration Act (FAA) preempts Missouri's common law of unconscionability. It discusses various legal precedents, including the Supreme Court's decision in AT&T Mobility LLC v. Concepcion, which upheld the enforceability of arbitration agreements that do not allow for class actions. The brief contends that statutory attorneys' fees provide sufficient incentive for consumers to pursue individual claims and refutes claims of procedural unconscionability.

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IN THE SUPREME COURT OF MISSOURI EN BANC BEVERLY BREWER, ) ) PlaintiffRespondent, ) ) v - courts mo 2025

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