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The document is a court opinion from the Maryland Court of Special Appeals regarding an appeal by Philadelphia Indemnity Insurance Company (PIIC) against Maryland Yacht Club, Inc. and its officers. The case centers on whether a bodily injury exclusion in a directors' and officers' liability insurance policy applies to a wrongful discharge claim made by a former employee who alleged he was fired due to a work-related injury. The court affirmed the lower court's ruling that the exclusion did not bar coverage for the wrongful termination claim, emphasizing that the loss sought by the employee was not directly related to bodily injury but rather to his job loss.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What type of insurance is Philadelphia insurance?

Philadelphia Insurance Companies (PHLY) is a premier national Property/Casualty and Professional Liability insurance carrier that designs, markets and underwrites commercial products and services.

What does an indemnity company do?

Key Takeaways Indemnity insurance is a type of insurance policy where the insurance company guarantees compensation for losses or damages sustained by a policyholder. Indemnity insurance is designed to protect professionals and business owners when found to be at fault for a specific event such as misjudgment.

Is Philadelphia Indemnity Insurance Company admitted or non admitted?

Our standard Commercial Lines products are offered on an admitted basis using Philadelphia Indemnity Insurance Company, and on a non-admitted basis using Tokio Marine Specialty Insurance Company for distressed or unusual risks.

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Professional indemnity insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services you provided or negligent advice you offered. Compensation claims can be brought against you even if you provided a service or offered advice for free.

What does indemnity insurance cover you for?

Indemnity insurance works very differently than your standard healthcare plan. With indemnity insurance, you have the freedom to see any doctor or specialist. You dont even have to select a primary care physician. When choosing who and where to receive care from, theres no referral required.