State of Maryland Central Collection Unit v 2025

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The Central Collection Units mission is to collect delinqu​ent debts owed to the State of Maryland in the most cost-effective manner while employing the highest professional standards.
Garnishment of Wages The creditor can file a request to have your employer to withhold part of your wages. Wages will be withheld until you pay the judgment in full.
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
12-year limit on collecting money on a judgment If someone or some organization has gone to court and gotten a judgment against you, then they have 12 years to enforce that debt. The 12-year limit starts at the date of the judgment, which is often the date the creditor went to court.
If CCU obtained a judgment to collect your debt, you will not be able to use the CCU Debtor Portal to create a payment agreement since additional interest and/or fees may be due. Please call 410-767-1220 or 1-888-248-0345 for a final payoff balance.
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People also ask

When Can a Debt Collector Sue You? While theres no set-in-stone timeline on how soon a debt collector can sue, you are more at risk if you have an unpaid debt for more than six months.
Yes. A creditor may file a lawsuit against you if you dont pay. If you are sued, you should respond by the deadline to preserve your rights; otherwise, you could lose by default. If the creditor wins the lawsuit, they will get a judgment.

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