Box 349 Augusta, ME 04332-0349 Telephone: (207) 512-3100 Toll-free: 1-800-451-9800 Fax: (207) 512-31-2025

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Box 349 Augusta, ME 04332-0349 Telephone: (207) 512-3100 Toll-free: 1-800-451-9800 Fax: (207) 512-31 Preview on Page 1

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your name in the designated field. Ensure that you print clearly for accurate processing.
  3. Next, input your Social Security Number in the provided space. This is crucial for identification purposes.
  4. Select one of the two choices regarding your retirement benefit. Make sure to read each option carefully before making your selection.
  5. Indicate the employer you have returned to work with in the specified area. This helps clarify your employment status.
  6. Sign and date the form at the bottom. Your signature confirms your election choice and understanding of its implications.
  7. Finally, download or save your completed form and return the original to MainePERS Retirement Services Unit while keeping a copy for your records.

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Most would agree that Maine is one of the safest states to retire to due to its low population density and geographic location. For those who have no lack of retirement funds and who dont mind lots of cold (5 months of the 12 are COLD!), I suppose it would be ideal.
Social Security beneficiaries could see a 2.7% cost-of-living adjustment (COLA) in 2026, which is slightly above the 2.5% increase U.S. retirees received in 2025.
The 2025 COLA, which was based on third-quarter inflation data for 2024, boosted the average Social Security retirement benefit by about $49 a month. The 2024 COLA of 3.2 percent pushed payments up by $59 for the average retiree.
As a member of the Maine Public Employees Retirement System, you contribute, along with the State of Maine, to both retirement and life insurance benefits. These benefits include: Service Retirement Benefit - Most state employees currently contribute 7.65% of their total earnable compensation into the MainePERS.
Employees contribute 7.65% of salary out of each paycheck to the pension fund. The average retirement benefit is $20,151 per year, or $1,679 per month. The State Employee and Teacher Program covers 39,360 active employees and 30,485 retirees and beneficiaries.

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Annual Cost-of-Living Adjustment (COLA) The June 30, 2025 CPI-U rate was 2.7%. Eligible State, Teacher, Judicial, and Legislative retirement plan retirees will receive a 2.7% COLA on their benefit up to $26,428.98 (which is the 2025 base), or a maximum increase of $59.47/month.