1 1 application for membership participating local - MainePERS 2025

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For most retirees, receiving a pension wont affect the amount of your Social Security payouts. You can enjoy both. However, if your pension comes from a certain type of job, your benefits could be impacted.
Well reduce your Social Security benefits by two- thirds of your government pension. For example, if you get a monthly civil service pension of $3,000, two-thirds of that, or $2,000, must be deducted from your Social Security benefits.
Maines Public Employee Pension Plan The State of Maine provides defined benefit retirement plans (state, teacher, legislative, and judicial) in lieu of Social Security.
Employees contribute 7.65% of salary out of each paycheck to the pension fund. The average retirement benefit is $20,151 per year, or $1,679 per month. The State Employee and Teacher Program covers 39,360 active employees and 30,485 retirees and beneficiaries.
All employees, except certain appointed officials, are required to join the Maine Public Employees Retirement System (MainePERS). As a member of the Maine Public Employees Retirement System, you contribute, along with the State of Maine, to both retirement and life insurance benefits.

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Under the WEP, your Social Security benefit is figured using a modified formula. As a result, you receive a lower Social Security benefit than if you were not entitled to a MainePERS benefit. This provision reduces, but does not totally eliminate, your Social Security benefit.

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