DRE Form: RE885 - California Department of Real Estate - State of - dre ca 2026

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The document is a disclosure statement for nontraditional mortgage loans, specifically for residential properties with one to four units. It outlines the requirements for using a specific form (RE885) when providing such loans, which allow borrowers to defer principal or interest payments. The document includes guidelines for filling out the form, details about broker payments, and necessary disclosures regarding loan terms and conditions. It emphasizes the importance of transparency in fees and potential risks associated with nontraditional loans.
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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin with Page 1, where you will disclose any payments made to the broker. Fill in the necessary details regarding commissions and fees.
  3. On Page 2, if you select 'Initial Adjustable Rate', complete sections IV to XI. If 'Fixed Rate' is chosen, skip to sections X and XI after filling out the required fields.
  4. Proceed to Page 3 for the Certification section. Ensure all relevant columns from Page 4 are filled out before signing.
  5. On Page 4, compare mortgage features as instructed. If no products are offered, mark 'not offered' accordingly.
  6. Review all entries for accuracy and completeness before finalizing your document.

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The Foreclosure Reduction Act reforms Californias non-judicial foreclosure process so that borrowers have greater protection from wrongful foreclosures, and a meaningful opportunity to be considered for, and obtain, a loan modification or other alternative to foreclosure.
The Department of Real Estate (DRE) uses the Nationwide Multistate Licensing System (NMLS) to manage all Mortgage Loan Originator (MLO) license endorsements. All applications for the MLO license endorsement and any changes to MLO records must be submitted electronically through NMLS.
The Core Purpose of the California Department of Education is to lead and support the continuous improvement of student achievement with a specific focus on closing achievement gaps. A must-read for all potential Distinguished Schools. CDEs directory of branches and divisions.
To safeguard and promote the public interests in real estate matters through licensure, regulation, education and enforcement.
0:18 4:31 You can go to the Airman. Registry or FAA public database linked below and look up yourMoreYou can go to the Airman. Registry or FAA public database linked below and look up your certification.

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The mission of the California Department of Real Estate is to safeguard and promote the public interests in real estate matters through licensure, regulation, education and enforcement.
Every agent receives a real estate license number when they are licensed and its issued by the Department of Real Estate. Because the Department of Real Estate, also known as the DRE, wants to make sure that the information is easy to locate, you will find access to it right on the homepage.
The purpose of the Act is to give the public access to information that enables them to monitor the functioning of their government. 2 The Acts fundamental precept is that governmental records shall be disclosed to the public, upon request, unless there is a legal basis not to do so.

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Mortgage Loan Disclosure Statement / Good Faith Estimate

When the property securing the loan is NOT a 1 to 4 unit residential property the RE882 or RE883 may be used. TIPS ON COMPLETING THIS FORM. Page 1

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