Loan service request - Emirates NBD 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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When requesting a no-due certificate from your lender, write a letter addressed to the branch manager of the bank where the loan was obtained. Include your contact details, loan information, and politely request issuance of the certificate. Upon verification of loan clearance, the bank will provide the certificate.
Minimum Salary Requirements: Most banks in the UAE set a minimum salary requirement for personal loans, and its typically higher than AED 3,000. This minimum can range from AED 5,000 to AED 10,000, depending on the bank and the loan amount.
To write a loan closure letter, include your name, address, loan account number, property details, and proof of final payment. Politely request the lender to close the loan, issue a No Objection Certificate (NOC), and return original property documents. Maintain a formal and respectful tone.
Eligibility. To apply for a home loan with us, you need to be: a UAE National earning at least AED 10,000, or a UAE resident earning at least AED 15,000. an expat employed in the UAE for at least 3 years with at least 1 year in your current job.
To apply for a personal loan, you should be: a UAE national or a UAE resident. between 21 and 60 years old. earning a minimum salary of AED 5,000. working for a company that falls under our approved list of employers.
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