Car seats are kid stuff! - California Department of Public Health 2025

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(c) Every policy of automobile liability insurance that provides uninsured motorist property damage coverage, as described in paragraph (2) of subdivision (a) of Section 11580.26, shall provide coverage for replacement of a child passenger restraint system that was damaged or was in use by a child during an accident
If you have collision coverage, your insurance will typically replace a car seat involved in an accident. Even if a car seat doesnt have obvious damage, insurance providers may pay to replace it as the integrity could have been compromised in the accident.
CA has special laws about this tho. In CA insurance has to replace any occupied carseat, regardless of the severity of the crash. Its even covered under collision/comp, despite how personal property is typically excluded from 1st party coverages.
Car Seats Retail Locations. Some retailers offer local car-seat trade in programs. Curbside Recycle Bin. If your car seat is unusable, some waste haulers may take the plastic portions of the car seat in your regular recyclable bin. TIP: Its a good idea to keep up to date on the most current child safety seat laws.
ing to California State Law, children must be seated in the rear seat of a vehicle in an appropriate car seat or booster seat until they are 8 years old or 49 tall. Children must remain in a rear facing car seat until they weigh 40 pounds or more or are at least 40 inches tall.
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When filing your auto insurance claim, youll need to let your insurance provider know that youll need a new car seat, and the type of car seat damaged in the accident, so they can reimburse you. Insurers will typically pay for a replacement that matches the quality and type of car seat damaged in an accident.
If a child was in the restraint or if it was damaged, the insurer must replace the child restraint or reimburse for its replacement. After it is replaced, the insured may surrender the child restraint to the nearest office of the California Highway Patrol.
We strongly recommend you replace your car seat after a crash, even if your child wasnt in the seat when the crash occurred, or the seat doesnt appear to have sustained any damage. Depending on the severity of the crash, the internal structure might be damaged in ways that arent obviously visible.

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