Current 2007 Employer Guide indd - Arkansas Public Employees-2025

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  1. Click ‘Get Form’ to open the Current 2007 Employer Guide in the editor.
  2. Begin with Section I, 'Introduction'. Familiarize yourself with the contents and purpose of the guide. This section provides essential information about APERS and employer responsibilities.
  3. Move to Section II, 'New Hires'. Fill out the Membership Data Form (MDF) for each new employee. Ensure that all personal data is accurate, as it will be used for their account setup.
  4. Complete the Designation of Beneficiary Form for contributory members. This form must be notarized and submitted along with the MDF.
  5. In Section III, focus on remitting and reporting. Use the provided remittance forms to report employee contributions accurately by following the guidelines outlined in this section.
  6. For any corrections or updates regarding employee status, refer to Section VI. Ensure that all changes are documented using the appropriate forms.

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Arkansas is a relatively tax-friendly state for retirees. Social Security is totally exempt from the states income tax. Arkansas also offers seniors a deduction of $6,000 for other types of retirement income like from pensions or an IRA.
A member with 5 years of credited service is considered vested and is eligible to apply for an Age and Service retirement annuity from ATRS if they meet eligibility requirements.
What are the best places to retire in Arkansas? Hot Springs: Located in the Ouachita Mountains, Hot Springs is known for its natural hot springs and historic bathhouses. Fayetteville: Home to the University of Arkansas, Fayetteville has a lively cultural scene and a thriving downtown area.
11 Best Towns In Arkansas To Retire Comfortably Downtown Cabot, Arkansas. Montgomery County Courthouse in Mount Ida, Arkansas. Downtown Eureka Springs, Arkansas. Ouachita Mountains near Hot Springs Village, Arkansas. Lake Hamilton, Arkansas. Lake Thunderbird, Cherokee Village, Arkansas. Downtown Paragould, Arkansas.
While Arkansas offers many benefits, there are also some drawbacks to consider. Factors such as extreme weather, limited job opportunities in rural areas, and high humidity can be challenging for some. Residents may find certain amenities and services limited, particularly in rural areas.

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If you are vested for an APERS benefit (you have five years of actual service), you are entitled to a retirement annuity upon meeting eligibility criteria. For most individuals, applying for normal retirement without any reduction for age or service is possible at age 65 or at any age with 28 years of actual service.
This means that you may work more than 8 hours in a day or work more than a regularly scheduled shift, and still not exceed 40 hours of actual work in a workweek.
For older adults, Arkansas stands out even more. The state offers affordability, a range of cultural events, and excellent access to healthcare, making it an ideal choice for retirement living.

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