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This publication is for members whose employment under this - apers

This publication is for members whose employment under this - apers 2025

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This document provides guidance for members of the Arkansas Public Employees' Retirement System (APERS) whose employment ended due to disability. It outlines eligibility criteria, benefits, application procedures, and required documentation for disability retirement. Key sections include determining eligibility based on service and Social Security approval, understanding monthly annuity benefits, applying for benefits with necessary forms, and completing the application process. Additionally, it details options for direct deposit and tax withholding.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How long do you have to work for the state of Arkansas to get a pension?

Effective July 1, 2023 (Act 107 of 2023) Normal Retirement Age is defined as the age of 65 with 5 or more years of credited service OR if the member is at least age 60 and the members age and combined years of credited service total 98 or more.

What are the benefits of Apers Arkansas?

APERS provides retirement benefits for state employees. The system provides a defined benefit (DB) pension, a retirement plan that typically offers a modest but stable monthly retirement income that lasts the remainder of a retirees life.

Do Arkansas state employees get a pension?

Created by Act 177 of 1957, the Arkansas Public Employees Retirement System (APERS) serves some 60,000 members, retirees, and beneficiaries. APERS is a cost sharing, multiple employer, defined benefit plan.

How to calculate Arkansas state retirement?

Benefit Calculation Your straight life annuity benefit is calculated by multiplying your Final Average Compensation (FAC) by 1.66% and your years of credited service. It is then adjusted downward if you choose an annuity option other than straight life or if you are retiring early.

What benefits do state employees get in Arkansas?

Paid Leave The State of Arkansas offers a generous leave program for eligible employees. This includes annual, sick and holiday leave. There are additional leave benefits available such as paid maternity leave, childrens educational activities leave, organ donor and disaster volunteer service leave.

Is Arkansas a pension friendly state?

Arkansas is tax-friendly toward retirees. Social Security income is not taxed. Withdrawals from retirement accounts are partially taxed. Wages are taxed at normal rates, and your marginal state tax rate is 3.40%.

Do all state employees get a pension?

Most state and local government employees (86 percent) had access to a defined benefit (DB) pension plan in 2022, and 87 percent of those workers participated in the DB pension plans.

This publication is for members whose employment under this - apers 2025

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