Filing PACL-126375951 - Arkansas Insurance Department - State of 2025

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The primary mission of the State Insurance Department shall be consumer protection through insurer solvency and market conduct regulation, and fraud prosecution and deterrence.
Penalties for Driving Without Insurance in Arkansas Type of penaltyFirst offenseSecond offense Fine $50 to $250, unless proof of insurance is presented within 30 days Mandatory $250$500 Imprisonment N/A N/A Driving privileges Registration suspension; possible vehicle impoundment1 more row Oct 9, 2024
45 Calendar Days Your insurer must complete investigation of a claim within forty-five (45) calendar days after notification of claim, unless such investigation cannot reasonably be completed within such time.
You can call the Arkansas Insurance Department consumer hotline with any questions or complaints at (800) 852-5494 or (501) 371-2640, email insurance questions to Insurance.Consumers@Arkansas.gov, file a complaint online, by going to -
The major goals of insurance departments are to ensure fairness in rates and access to coverage, fairness and timeliness in claims handling, solvency of carriers, education of professionals, and to educate consumers. The insurance department must authorize an insurer before it can issue policies in any given state.
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