CHFA Loan Servicing 2025

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Does CHFA have any minimum credit score requirement? All borrowers must have a mid-credit score of 620, however, there may be exceptions for those individuals with no credit score.
CHFA believes in responsible, affordable homeownership. Through our statewide network of Participating Lenders, we offer: Home purchase and refinance loan programs. Grants and second mortgage loans for down payment and/or closing cost assistance.
The CalHFA FHA Program is an FHA-insured loan featuring a CalHFA 30 year fixed interest rate first mortgage.
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