Specialty Care Assisted Living Facilities - Alabama Department of - adph 2025

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Original Medicare and Medigap (supplemental insurance) do not cover personal care at an assisted living facility, but they may pay for medically necessary services there. A Medicare Advantage plan may offer extra coverage for services like personal care.
Alabamas Medicaid program offers coverage for long-term care in medical settings, such as skilled nursing facilities, but doesnt cover assisted living.
Nursing home care is generally more expensive than basic assisted living due to the need for ongoing medical care, explained Carol Bradley Bursack, CDSGF, and author of Minding Our Elders. Nursing homes have significantly more medically trained staff.
Medicare usually does not cover assisted living care or personal care services (such as dressing, bathing, and other daily activities) for most people. However, you may be eligible for other programs that help cover the cost of Senior Living Communities, like those listed below.
An assisted living facility is for seniors who need help with activities of daily living. These facilities are for seniors who are independent, but may need help with socializing and other activities. Nursing homes and other long-term care options are for seniors who need ongoing medical care.
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The Bureau of Health Provider Standards is Alabamas regulatory agency responsible for licensing and/or certifying health care facilities. The bureau consists of the Division of Health Care Facilities and the Provider Services Unit.
Assisted Living / Memory Care The average cost of assisted living in Alabama, ing to Genworths 2023 Cost of Care Survey, is $4,143 / month. In the costliest areas of the state, Daphne, Anniston, Huntsville, and Birmingham, the average cost ranges from $5,615 $4,853 / month.
Who pays for assisted living? Most families use private funds to pay for assisted living, like personal savings, pension payments, retirement accounts, or a combination of any of these. Some public health insurance policies, like Medicaid, can also help offset assisted living costs for low-income families.

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