05 Evidence of Liability Insurance for Licensed Motor Vehicle Dealers, Motor Vehicle Reconditioners, 2025

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If your vehicle is older (valued at less than the cost of a full coverage policy) or you otherwise feel that you have enough money to pay for damage out of pocket, you may want to choose liability-only.
Liability-only insurance is certainly a more affordable option, but if youre at fault for a car accident, you could be on the hook to pay for costly damages and medical bills. On the other hand, your insurer is much more likely to cover repair or replacement costs for your car if you carry full coverage protection.
Liability insurance is one kind of essential coverage that most small business owners need. Without it, youd have to cover liability claims out of pocket, which can get expensive. In fact, many small businesses dont have the financial resources to pay for liability claims.
Liability auto insurance policies are not a bad policy to carry; theyre ideal for those who own a car with low value or if you own your vehicle outright.
Liability car insurance helps financially protect you if youre found at fault in an auto accident. It can help cover an injured persons medical bills or repairs to someones vehicle. Drivers are legally required to carry liability insurance in most states.
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