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1 INSURANCE DEPARTMENT OF BANKING AND INSURANCE - state nj

1 INSURANCE DEPARTMENT OF BANKING AND INSURANCE - state nj 2025

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The document outlines proposed amendments to New Jersey's Medicare Supplement Insurance regulations to align with the Medicare Prescription Drug, Improvement, and Modernization Act of 2003. Key changes include the addition of two new Medigap plans (K and L), the elimination of outpatient prescription drug coverage in existing policies after December 31, 2005, and various clarifications regarding definitions and policy provisions. The amendments aim to enhance uniformity with federal standards, improve availability and affordability of Medicare Supplement Insurance for beneficiaries, and maintain federal certification for New Jersey's regulatory program.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the maximum income to qualify for NJ FamilyCare?

The minimum amount of required PIP insurance in New Jersey is $15,000 per person or per accident, but drivers can choose to increase their coverage limits to $250,000 or more.

Who is in charge of New Jerseys insurance department?

As Commissioner, Zimmerman serves as the chief regulator of New Jerseys insurance industry, one of the largest in the nation, all state-chartered banks and credit unions, as well as consumer finance licensees. He also leads Get Covered New Jersey, the states official health insurance marketplace.

Who is the head of the NJ Department of Banking and Insurance?

The departments mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. The Commissioner of DOBI is Justin Zimmerman.

Is New Jersey FamilyCare the same as Medicaid?

NJ FamilyCare/Medicaid provides health care coverage for adults age 19-64 who live in New Jersey and who are either U.S. Citizens or qualified immigrants.

What is NJ state insurance?

Qualifying New Jersey residents of any age may be able to get free or low-cost health insurance through New Jerseys publicly funded health insurance program, NJ FamilyCare. It includes people who qualify for Childrens Health Insurance Program (CHIP) or Medicaid.

What is New Jersey State Insurance?

NJ FamilyCare is federal and state funded health insurance program created to help qualified New Jersey residents of any age access to affordable health insurance. NJ FamilyCare is for people who do not have employer insurance. If you are interested in enrolling in NJ FamilyCare please look at the Who Is Eligible?

Who handles insurance complaints in New Jersey?

NJDOBI | How To Request Assistance - Consumer Inquiries and Complaints. We at the Department of Banking and Insurance and Real Estate Commission are ready to answer any questions or inquiries you may have or open a formal complaint via our Consumer Inquiry and Response Center (CIRC).

1 INSURANCE DEPARTMENT OF BANKING AND INSURANCE - state nj 2025

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