GAO-05-856 Federal Employees Health Benefits Program: Competition and Other Factors Linked to Wide V 2025

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A program run by U.S. federal, state, or local governments in which people have some or all of their health care costs paid for by the government. The two main types of public health insurance are Medicare and Medicaid.
Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. Medicaid is a joint federal and state program that provides health coverage for some people with limited income and resources.
There are five major interest groups that played the key roles in debates on tax-funded health services. These five groups are: providers, insurers, consumers, business and labor.
There are two main categories of health insurance - private and public. Private Health Insurance: There are various types of private health insurance. Public Health Insurance: Federal and State programs that offer insurance, most commonly Medicare and Medicaid, are forms of public health insurance.
Types of Plans. Two types of plans participate in the FEHB Program: fee-for-service plans (FFS) and health maintenance organizations (HMOs).
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The Federal Employees Health Benefit (FEHB) program offers federal employees a choice of multiple health insurance plans at a reduced rate and paid with pre-tax dollars. The U.S. Government pays 72-75% of the premiums for each plan and employees are responsible for the remainder of the premium.

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