CHAPTER 2 REQUIREMENTS 2-1 NOTIFICATION - HUD - hud 2025

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This form is required by law. It is a Statement of Appraised Value that borrowers who will be using HUD-insured financing must receive prior to the purchase of the property.
The HUD-1 form, listing all closing costs, is given to all parties involved in reverse mortgage and mortgage refinance transactions. Since late 2015, a different form, the Closing Disclosure, is prepared for the parties involved in all other real estate transactions.
Disclose any known information concerning lead-based paint or lead-based paint hazards. The seller or landlord must also disclose information such as the location of the lead-based paint and/or lead-based paint hazards, and the condition of the painted surfaces.
HUD handles complaints in several categories: Housing discrimination: Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex (including gender identity and sexual orientation), family status, or disability.
The role of the landlord in the HCV program is to lease decent, safe, and sanitary housing to a tenant at a reasonable rent. The housing unit must pass the programs housing quality standards (HQS) and be maintained up to those standards as long as the owner receives housing assistance payments (HAPs).
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Title II of the ADA prohibits discrimination on the basis of disability in all programs, services, and activities provided or made available by public entities (state and local governments and special purpose districts).

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