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What does non-formulary item mean?

If a medicine is not included within the Joint Formulary, it is considered non-formulary. The aim is for the Joint Formulary to cover 90% of prescribing, however, it is recognised that there are occasions when it is clinically necessary for a non-formulary medicine to be prescribed.

What does it mean if a drug is removed from formulary?

Formulary exclusions are drugs that a PBM chooses not to be included in coverage. Usually, a PBM will contract with multiple insurance providers to manage their prescription benefits. A provider can choose not to follow their PBMs formulary exclusion list if they wish to cover a drug. Rise in Formulary Exclusions.

What happens when a medication is not on the formulary?

A non-formulary drug refers to any medication that isnt included on your health insurance plans formulary. These drugs are oftentimes not covered meaning that you will likely have to pay the full price unless you take steps to request coverage.

What is the difference between on formulary and off formulary?

Anything not on the formulary, is considered off-formulary, and not covered by your insurance at all. You should expect to pay 100% of the costs of these medications. Uncovered medications do not count towards your deductible or out-of-pocket max.