Notice of Application for Attachment of Earnings Order (maintenance) 2025

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A Direct Earnings Attachment (DEA) is a method of debt recovery used by the DWP, HMRC, and some local authorities to reclaim benefit overpayments, including housing benefit overpayments and tax credit overpayments.
An Attachment of Earnings Order (AEO) is where a creditor applies to the court for an order to allow them to take funds direct from your wages, if you fail to keep up repayments on a debt. The type of debt you might have where your creditor applies for an AEO include: Rent or mortgage arrears.
Getting an IVA wont usually affect your job. It might be a problem if you work in certain professions - for example, if youre a solicitor or accountant.
An Attachment of Earnings is when your creditors receive an amount of the money you owe automatically from your wages, when you are paid each month. If you have an IVA, normally the Attachment of Earnings will be removed.
You cant usually include secured loans, mortgages or rent in an IVA. Secured loans are debts which are secured against your home. This means if you cant pay the debt, they can take your home. You can only include a secured loan or mortgage in an IVA your lender agrees - they dont usually agree.
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If the order will cause you hardship, you can tick a box to ask the court for a suspended attachment of earnings order. This would allow you to pay your creditor directly without involving your employer. Youll need to give the reasons why you think you should get a suspended order.
You and your employee will each get an attachment of earnings order ( AEO ) from the court. You must start making deductions from your employees pay from the next time you pay them, unless its within the next 7 days. Write to the court within 10 days if you get an order for someone you do not employ.
Set up an AEO Go to Employee. Double-click the required employee to open their record, then select the Employment tab. Select Pay Elements, then Attachment of Earnings Orders. Go to the next available line under Attachment Name. Select the dropdown button and choose the required attachment.

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