Self Build Further Borrowing Application Form (Stage 1 - BM Solutions - bmsolutions co 2025

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Yes, BM Solutions is part of the Lloyds Banking Group, which also owns Halifax. While both are under the same parent company, BM Solutions primarily focuses on buy-to-let mortgages, whereas Halifax offers a broader range of financial products and services.
With a strong and supportive parent company, we continue to be a key provider of leading savings products to UK consumers. Birmingham Midshires offers buy to let mortgages. Our mortgages for new and existing customers are only sold through independent financial advisers via our BM Solutions brand.
Birmingham Midshires is an online trading name of Bank of Scotland plc (part of Lloyds Banking Group).
As of July 2024, all Birmingham Midshires savings accounts have been closed, and its website states it is closed to new and existing customers for savings and to new customers for mortgages.
As of October 1, 2011, Birmingham Midshires made a significant change they stopped offering mortgage products directly to customers. This means that existing residential customers with Birmingham Midshires mortgages wont be able to get new mortgage products directly from them when their current term ends.
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Current BM Solutions SVR: As of February 2025, the BM Solutions Standard Variable Rate (SVR) stands at 8.84%.