Missing Life Insurance Annuity Search Request - Ohio 2025

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The document outlines the process for Ohio residents to request a search for missing life insurance policies or annuity contracts of deceased family members. It details the eligibility criteria for requestors, the necessary documentation required (including a notarized form and death certificate), and the role of the Ohio Department of Insurance in forwarding requests to licensed life insurance companies.
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To help solve this issue, the NAIC created the Life Insurance Policy Locator, a free online tool that helps consumers find their deceased loved ones life insurance policies and annuity contracts. The locator is easy to use.
Submit a request to the NAIC Life Insurance Policy Locator Service. The National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service, a free online tool, can assist you in locating life insurance policies.
No, life insurance policies are private documents. Only the policyholder, the beneficiary, or authorized individuals can access them. In probate situations, some information might become accessible through the court.
Contact the states Unclaimed Property Office. If you know (or can guess) the state where the policy was bought, you can search the states unclaimed property database. The National Association of Unclaimed Property Administrators has a search tool that will take you to your states unclaimed property database.
Who can request policy information? You cant simply request information about a strangers life insurance coverage. Life insurance is strictly regulated by privacy laws that typically limit access to policy information to next of kin, estate executors, and policy beneficiaries.

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People also ask

When trying to find an old annuity, you can start by using the NAICs free online search tool to locate annuity and life insurance contracts. Many states have individual locator websites as well. You can also check old bank records and tax returns.

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