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What is the longest you can wait to file an insurance claim?
Many states give you two years to file a car insurance claim. Depending on where you live and the type of claim, you may have between one and 10 years to file. Its usually a good idea to file your claim as soon as its convenient.
How much compensation is due in case of an accident?
Section 164 states that if a person is seriously hurt, or dies due to an accident caused by a motor vehicle, the owner or insurer of that vehicle has to pay compensation. The compensation amount is 5 lakh rupees in case of death, or 2.5 lakh rupees in case of grievous hurt.
How to claim an accidental claim?
Heres what you should have available. Completed claim form. Photocopy of the insurance policy. Medical certificates and bills. Discharge summary (for inpatient claims) FIR or police report - if there has been an accident. Report on cause of death (in cases where the claimant dies) Identity proof of the claimant.
Is there a time limit on making a claim?
Time limits The most common claim in a personal injury case is negligence and the time limit for this is 3 years. This means that court proceedings must be issued within 3 years of you first being aware that you have suffered an injury.
Is there a time limit to put in an insurance claim?
Theres no time limit for making a claim, but its a good idea to get in touch as soon as possible.
Section 11 of the Limitation Act 1980 (LA 1980) states the limitation period for a personal injury claim, which include road traffic accident claims, is three years.
What is the process of a personal accident claim?
In Case of Accident- Copy of Medico Level Certificate from hospital. Copy of Photo ID proof of Insured person(Employee/Member ID card) Attested copy of FIR of local police station or Detailed Police Information note or Inquest Panchnama / Spot Panchnama (if applicable)
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