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The document is a Road Maintenance Agreement between two parties outlining their joint responsibilities for the maintenance of a specified road. It details ownership, duties regarding maintenance tasks, dispute resolution through arbitration, shared use of the road, terms of agreement duration and termination, and legal considerations. The agreement emphasizes equal responsibility for costs and usage rights while ensuring it is binding on successors.

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What does a maintenance agreement cover?

An annual maintenance contract is a great way to cover basic maintenance needs, while a comprehensive maintenance contract covers any additional replacement parts, labor, or transportation costs that come up while technicians are performing routine maintenance.

Does a VA loan require a road maintenance agreement?

As of Nov. 25, 2022, the VA no longer requires an ongoing maintenance agreement from a homeowners association or a joint maintenance agreement among homeowners on a private road or shared driveway. Moving forward, all thats needed is a recorded permanent easement or right-of-way to be placed in the loan file.

What would disqualify a home from FHA financing?

Health and safety concerns: Properties with potential health and safety hazards, such as lead-based paint, asbestos, or mold, may not qualify for an FHA loan. The FHA prioritizes the well-being of borrowers and aims to ensure that the homes they finance are safe and healthy environments for residents.

What is a road maintenance agreement?

A private road maintenance agreement generally sets out that the maintenance of the road is the mutual responsibility of certain owners. This is usually all of the owners along the road, but the responsibilities can be delegated to one majority owner, or by percentage of ownership or use.

Does FHA require a shared driveway agreement?

FHA Loan Rules on Access To Property These must be protected by permanent recorded Easements, ownership interest, or be owned and maintained by an HOA. Shared driveways do not require a joint maintenance agreement. Remember that FHA loan rules never have the final say over state or local building code.

What kind of repairs does FHA require?

List of 12 Common FHA Repairs All chipping, peeling paint MUST be scraped and painted. Any useful components (appliances, floor covering, etc.) Broken windows and doors should be replaced. Health and safety hazards (i.e. electrical garage door opener wont reverse with resistance; burglar bars).

Does USDA require a private road maintenance agreement?

USDA guidelines also provide that A publicly maintained road is automatically assumed to meet this requirement. Another important point of clarification is that USDA guidelines do not always require a private road maintenance agreement when a property is located on a private road.

Does FHA require a road maintenance agreement?

However, what many do not realize is that FHA, USDA, and Conventional loans under Freddie Mac do not require a road maintenance agreement, but instead just need to show evidence of permanently recorded easements for ingress and egress.

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