Washington WPF GARN 01 0450 - Notice of Garnishment and of Your Rights

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However, the fastest way to stop wage garnishment in Washington is to file for bankruptcy. If you qualify, then a bankruptcy filing will immediately put an end to a wage garnishment order for medical debt, consumer debt, and more.
There are some options for protecting your wages from garnishment, such as by objecting to a writ of garnishment or filing an exemption claim with the court. You can also stop most wage garnishments by filing for bankruptcy.
Washington State Personal Property Exemptions Clothing. Family pictures and keepsakes. Cell phone, personal computer, and printer. Household goods, furniture, and provisions. Child support. Professionally prescribed health aids. Personal injury recovery. Tuition units.
After the Writ is served on the employer, the employer must determine the amount of the employees garnishable wages for each pay period. As directed by the Writ, the employer must withhold garnishable wages until the judgment is satisfied, or until the court orders the employer to stop withholding.
Notice of Right to Garnish is Attached or Included: If a Notice of Right to Garnish Federal Benefits is attached or included with the garnishment order, then the financial institution shall follow its otherwise customary procedures for handling a garnishment order and shall STOP.
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In Washington, most creditors can garnish the lesser of (subject to some exceptionsmore below): 25% of your weekly disposable earnings, or. your weekly disposable earnings less 35 times the federal minimum hourly wage.
There are no federal limits to the amount that can be taken in account garnishment. Your state may have laws that are more protective. Some sources of income are considered protected in account garnishment, including: Social Security, and other government benefits or payments.

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