Texas t 64 2026

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The document is the Texas Disclosure Form T-64, which provides additional disclosures and acknowledgements required in Texas for real estate transactions. It is used alongside the federal Closing Disclosure form and includes details about closing information, title insurance premiums, fees paid to settlement agents, and other relevant disclosures. The form highlights differences in premium calculations between Texas and federal law and requires acknowledgment from borrowers and sellers regarding the information provided.

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Click ‘Get Form’ to open the Texas T-64 in the editor.
Begin by filling in the 'Closing Information' section. Enter the 'Issued Date', 'Closing Date', 'GF #', 'Sales Price', and 'Loan Amount'.
Next, complete the 'Property Address' and details for both Borrower(s) and Seller(s), including their respective addresses.
In the 'Lender and Settlement Agent' section, provide the names and addresses of both the lender and settlement agent.
Fill out the 'Title Insurance Premiums' section. Ensure you differentiate between owner’s policy and loan policy premiums, noting any discounts as required by Texas law.
Complete the breakdown of fees paid to the settlement agent, including amounts allocated to various parties involved.
Finally, ensure all parties acknowledge receipt of this disclosure by signing at the bottom of the form.

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What is the T-64 form in Texas?

Title Agents Advised to Use Texas Disclosure Form T-64 to Correct All Incomplete or Incorrect Disclosures on Closing Disclosure. Since TRID went into effect and lenders took over the role of preparing the Closing Disclosure, title agents have experienced challenges with CDs that have incomplete or incorrect disclosures

What is the 3 day rule for closing disclosures in Texas?

A Closing Disclosure is a five-page form that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).

Who is exempt from sellers disclosure in Texas?

The Closing Disclosure must be received by the borrower 3 days prior to consummation. The customer is deemed to have received three days after the disclosures have been placed in the mail.