Claim Help, NY COVID-19 Selfcare - ShelterPoint Blog 2025

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The procedure for processing an insurance claim can vary greatly depending on the type of claim and the insurance company handling it. In general, the process can take anywhere from a few days to several months.
DBL regulations require (if your claim is properly completed with all required statements) that your first payment should arrive within 4 business days after either the 14th day of disability or the receipt of the claim, whichever is later. Thereafter, benefits are payable every 2 weeks during the period of disability.
Most claims settle within 12-24 months but this depends on the circumstances and your lawyer will be able to advise you at the start and throughout how long they anticipate the claims process lasting. Are there time limits for making a personal injury claim?
Your claim is not eligible to be viewed on our claim portal, but please contact our customer service department at 1-800-365-4999 or email customerservice@shelterpoint.com if you have any urgent questions.
Fortunately, most life insurance companies are very quick in expediting death claims. As long as the required paperwork is in order and the policy isnt being contested, a life insurance claim can often be paid within 30 days of the death of the insured.
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If we have everything we need to review your claim, and it is payable, you will receive mail from us including a check for your first benefit payment. For the majority of claims, you can generally expect to receive this after about a calendar week after we receive your properly and fully completed claim.