C32815NY EP Portfolio (Employment Practices Liabliity) - NY Renewal 2025

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Employment practices liability is an area of United States labor law that deals with wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations.
Common Employment Practices Liability Exclusions Bodily Injury. Criminal and Fraudulent Acts. Punitive or Exemplary Damages. Strikes and Lockouts. Violation of Employment Laws and Other Regulations. Wage and Hour Claims. Workers Compensation Statutes.
What is employment practices liability insurance (EPLI)? Employment practices liability insurance, known in the trade as EPL insurance or EPLI, provides coverage to employers (PDF) against claims made by employees alleging: Discrimination (based on sex, race, age or disability, for example) Wrongful termination.
(ɪmˈplɔɪəz ˌlaɪəˈbɪlətɪ ) noun. law. an employers legal responsibility to pay damages to an employee who has been injured or who has contracted an illness because of the work he or she does.
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