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Participation Election Form - Elected or Appointed Officials (515 - opers ok

Participation Election Form - Elected or Appointed Officials (515 - opers ok 2025

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The document is a Participation Election Form for elected or appointed officials in Oklahoma, which must be submitted to the Oklahoma Public Employees Retirement System (OPERS) within 90 days of taking office. It outlines the necessary information required from the official, options for participation in OPERS, levels of contribution rates based on prior participation, and includes sections for signatures to confirm eligibility and choices regarding retirement benefits.

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How many years does it take to be vested in OPERS?

You can retire and get your FULL benefit at age 55 with 32 years of service or age 67 with five years of service. You can retire with a smaller, REDUCED benefit at age 57 with 25 years of service or age 62 with five years of service.

Can you take a lump sum from OPERS?

You can receive a monthly benefit by annuitizing a portion of your account and receive a lump sum of the remaining portion. The partial lump sum can either be rolled over to another eligible retirement plan or sent directly to you with taxes withheld.

Can you withdraw from OPERS?

A refund is not a loan. You cannot withdraw funds or borrow against your OPERS account.

Does OPERS collect interest?

You can accrue interest on your account. The rate is set annually by the OPERS Board of Trustees.

Can I roll my OPERS into an IRA?

You may roll over to an IRA a payment that includes after-tax contributions through either a direct rollover or a 60-day rollover. You must keep track of the aggregate amount of the after-tax contributions in all of your IRAs (in order to determine your taxable income for later payments from the IRAs).

How long do you have to work for the state of Oklahoma to get a pension?

A member automatically vests once they have eight years of credited service, six years of which must be full-time-equivalent employment. Vesting simply means you have enough service to earn a future retirement benefit.

Participation Election Form - Elected or Appointed Officials (515 - opers ok 2025

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