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In this article: How Long Information Stays on Your Credit Reports Type of InformationTimeframe Collection accounts 7 years from the original delinquency Late or missed payments 7 years from the original delinquency Default, including foreclosure, repossession and settlement 7 years from the original delinquency5 more rows Sep 11, 2023
The purpose of the Act is to give the public access to information that enables them to monitor the functioning of their government. 2 The Acts fundamental precept is that governmental records shall be disclosed to the public, upon request, unless there is a legal basis not to do so.
Unfortunately, removing public records from credit reports is either difficult or impossible. In many cases, credit bureaus only remove public records if that record contains information that is incorrect or inaccurate.
The Freedom of Information Act (FOIA) is a federal law that is not applicable to requests for records of a state agency. As a result, we construe requests made under FOIA as inquiries under the California Public Records Act, the law which is applicable to California state government agency records.
Public records refers to court records that could affect your creditworthiness. Bankruptcy filings are the most common factor here, but you will also see liens, court judgments, lawsuits, etc. Depending on where you live, things like unpaid child support will appear here as well.
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Public records contain information, minutes, files, accounts , or any other documents that a governmental body is required to maintain, and must be accessible to the public.
0:02 1:41 Information criminal records court judgment. And Vital Records birth. And these records areMoreInformation criminal records court judgment. And Vital Records birth. And these records are maintained. By.

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