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This document is an endorsement to a Commercial General Liability policy, specifically adding the City of San Luis Obispo's Public Works Department as an additional insured. It outlines the conditions under which this insurance applies, emphasizing that coverage is limited to operations performed under a permit issued by the state or political subdivision, and excludes certain types of bodily injury and property damage.

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What is the benefit of being named additional insured?

The current form CG 20 10 after 1985 does not provide coverage to the additional insured for completed operations. It only provides coverage for ongoing operations, and this was a completed operations exposure. If they also wanted coverage for completed operations, they would need a CG 20 37 endorsement.

What is a cg2012 endorsement?

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE. State Or Governmental Agency Or Subdivision Or Political Subdivision: Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

What does cg mean in insurance?

The letters indicate the type of coverage: CG = General Liability; CA = Commercial Auto; CF = Property.

What is the difference between cg2037 and cg2010?

Yes, contractors should have their own insurance, which typically includes general liability insurance and workers compensation. It is also standard practice to be added as an ``additional insured on their policy. This offers an added layer of protection should a claim arise from the contractors work. 5.

What is a cg 20/12?

ADDITIONAL INSURED - STATE OR GOVERNMENTAL. AGENCY OR SUBDIVISION OR POLITICAL. SUBDIVISION - PERMITS OR AUTHORIZATIONS. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART.

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