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Can a customer opt out of sharing creditworthiness with an affiliate?
Under the FCRA, when eligibility information is shared to make solicitations for marketing purposes, the entity must disclose the sharing and provide an opportunity for the consumer to opt-out before the information may be used for marketing purposes. GLBA or FCRA? Data Sharing Between Affiliates and Non-Affiliates mcglinchey.com insights glba-or-fcra-da mcglinchey.com insights glba-or-fcra-da
What is the statutory definition of an affiliate?
Affiliation is defined in Competition Act, section 2(2), as: One entity is affiliated with another entity if one of them is the subsidiary of the other or both are subsidiaries of the same entity or each of them is controlled by the same entity or individual.
How long is an affiliate sharing opt out good for under FCRA?
five years An opt-out election must be effective for a period of at least five years beginning when the consumers opt-out election is received and implemented, unless the consumer subsequently revokes the opt-out election in writing or, if the consumer agrees, electronically. 17 CFR Part 162 Subpart A -- Business Affiliate Marketing Rules - eCFR ecfr.gov current title-17 chapter-I su ecfr.gov current title-17 chapter-I su
What is an affiliate under the Securities Act?
The term affiliate is defined in Rule 405 promulgated under the Securities Act of 1933 as a person that directly, or indirectly through one or more intermediaries, controls or is controlled by, or is under common control with, the person specified.
What is the definition of affiliate in privacy?
(1) Affiliate means any company that controls, is controlled by, or is under common control with another company. 1016.3 Definitions. | Consumer Financial Protection Bureau consumerfinance.gov regulations consumerfinance.gov regulations
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Affiliate refers to the relationship between two or more entities, where one entity owns or controls the other. The entities may be subsidiaries of a parent entity or may just be affiliates. Whether or not a company is an affiliate is dependent on the nature and degree of ownership.
What is the affiliate marketing rule?
1952. Section 214 of the FACT Act added a new section 624 to the FCRA. This provision gives the consumer the right to restrict a person from using certain information obtained from an affiliate to make solicitations to that consumer. Affiliate Marketing Rule - Federal Register federalregister.gov documents 2020/09/22 federalregister.gov documents 2020/09/22
What is the legal definition of an affiliate?
1. An affiliate is a company that is partially or wholly owned by another. This relationship is sometimes referred to as the parent and subsidiary.
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Privacy Notice Form - No Opt Out without Affiliate Marketing
When you are no longer our customer, we continue to share your information as described in this notice. For our affiliates everyday business purposes.
Code 1798.83 allows you to request opt-out of the disclosure of your personal information to third parties for their direct marketing purposes. We do not.
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