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What is the summary of the FDIC insurance?

The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

What is the intent of the FDIC?

The FDIC helps maintain stability and public confidence in the U.S. financial system. One way we do this is by insuring deposits to at least $250,000 per depositor, per ownership category at each FDIC-insured bank.

What are three facts about the FDIC?

To accomplish this mission, the FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

What is the value of the FDIC insurance?

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

What was the FDIC goal?

The FDICs stated goal is to maintain stability and public confidence in the nations financial system. Aside from insuring deposits, the FDIC: Regulates U.S. financial institutions. Props up too big to fail financial institutions to avoid bankruptcy filings that could rock the U.S. financial system.

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