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There are some online tools you can use to look up who owns your mortgage. Many mortgages are owned by Fannie Mae and Freddie Mac. Both offer a mortgage look up tool on their website. You can look up your mortgage servicer by searching the Mortgage Electronic Registration Systems (MERS) website. How can I tell who owns my mortgage? consumerfinance.gov ask-cfpb how-can- consumerfinance.gov ask-cfpb how-can-
Fannie Mae is not a federal agency. It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA). Fannie Mae | USAGov usa.gov agencies fannie-mae usa.gov agencies fannie-mae
Fannie and Freddies losses did not come from subprime loans made to low-income borrowers with checkered credit histories, but from loans made in overheated housing markets to borrowers with better-than-average credit scores.
Fannie Mae was first chartered by the U.S. government in 1938 to help ensure a reliable and affordable supply of mortgage funds throughout the country. Today it is a shareholder-owned company that operates under a congressional charter.
In general, Fannie Mae tends to buy loans from larger commercial banks and lenders. Freddie Mac usually buys loans from smaller banks or credit unions. This is the primary difference between the two. Fannie Mae has also been around about 30 years longer than Freddie Mac. The difference between Fannie Mae Freddie Mac | U.S. Bank usbank.com financialiq increase-efficiency usbank.com financialiq increase-efficiency
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In September 2008, the Federal Housing Finance Agency (FHFA) announced that it would take over the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). Federal takeover of Fannie Mae and Freddie Mac - Wikipedia wikipedia.org wiki FederaltakeoverofFa wikipedia.org wiki FederaltakeoverofFa
An accounting scandal erupted at Freddie Mac in June 2003 that was discovered through an SEC investigation. The company had intentionally understated $5 billion in earnings.
Since 2008, both Fannie Mae and Freddie Mac have operated under the conservatorship of the Federal Housing Finance Agency (FHFA). Though both are currently under a conservatorship of the same agency, the two entities are separate from one another, each with its own shareholders and leadership.

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