Business and Commercial Insurance Travelers Insurance 2025

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Business is more general, referring to a process of setting up an organization designed to provide goods or services to the public. Commercial entities are a subset of businesses, specifically those that exist to make money - usually through the exchange of products and services for payment.
Introduction to Commercial Insurance Commercial insurance can protect you from some of the most common losses experienced by business owners such as property damage, business interruption, theft, liability, and worker injury.
An individual or firm will often utilize a vehicle for business purposes when completing tasks like transporting goods or services, going to meetings, and running errands for the sake of the business. On the other hand, a commercial vehicle is primarily utilized for the commercial transportation of products or people.
Commercial auto insurance policies and business insurance differ most in their use of work-related vehicles. Commercial auto insurance covers specialized vehicles designed for specific jobs, as opposed to business auto insurance for regular trips in regular traffic.
Commercial insurance (also known as business insurance) is an insurance product that protects you from any unforeseen problems that could affect your business. Commercial insurance protects both the business owner and their employees from risks of injury, business interruption, and other risks.
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The most evident difference between business insurance and commercial auto policies involves how work-related vehicles are used are used. Business auto insurance covers vehicles used for trips through regular traffic, whereas commercial auto insurance covers specialized vehicles designed for specific jobs.
Travelers offers a broad commercial auto insurance product to ensure that company vehicles, and liability for their use, are properly protected.

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