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What is the commutation of a living annuity?
The commutation of a living annuity will constitute a lump sum benefit and is deemed to have accrued to the annuitant immediately before the date of death. This applies where the lump sum is taken after death. See the paragraph (ii) of the proviso to paragraph 3 of the Second Schedule of the Income Tax Act.
How do I cancel my living annuity?
As is evident from the above, while life annuities can be a great way to ensure a guaranteed income for life, they remain fairly inflexible policies, as there is no way to change the terms of the contract later on or cancel the policy if it no longer meets your needs.
How do I withdraw from STANLIB?
To withdraw via your STANLIB portal, start by logging in and selecting Transact now under the Withdrawal tab on your unit trust investment dashboard. Follow the steps unpacked in the video below and enjoy smarter ways to STANLIB. For more, visit: . ly/2CeQ5Uz.
Can I transfer my living annuity to a life annuity?
You may convert your living annuity to a life annuity. At its most basic, a single-life annuity without any add-ons will stop paying a retirement income upon your passing. A life annuity is a type of insurance whereby you pay a single amount to an insurer in exchange for a regular, predetermined income.
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To initiate a withdrawal, log into your STANLIB profile and follow these easy steps. Your withdrawal can take up to two business days if all of your documents are in order.
How do I check my STANLIB balance?
Get your balance sent to you via sms Simply sms balance to 43939.
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