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What is miscellaneous professional liability coverage?

Miscellaneous Professional Liability provides coverage for financial loss to an Insured resulting from actual or alleged professional negligence in their performance of covered professional services for others. Coverage is afforded for defense costs, as well as, for damages.

What is miscellaneous insurance coverage?

Miscellaneous professional liability coverage is a form of errors and omissions (EO) coverage provided for a variety of professionals and quasi-professionals, for which no standard policy form is available (as is available for the traditional professions such as physicians, accountants, and attorneys).

Who needs MPL insurance?

Medical professional liability (MPL) insurancealso known as medical malpractice insuranceprovides essential coverage for health care professionals over lawsuits and claims related to their medical services. It can offer peace of mind to both practitioners and patients, and it is required by law in many states.

What do professional liability and Errors and omissions applications require?

To determine your businesss risk of facing a lawsuit, your EO application will ask for details about your companys organization, revenue and payroll data, information on how your company uses contracts, potential corporate entanglements, and insurance and legal history.