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What is the civil service retirement system?

The Civil Service Retirement System (CSRS) is a defined benefit, contributory retirement system. Employees share in the expense of the annuities to which they become entitled.

How do you calculate civil service retirement?

The FERS retirement calculation is based on your creditable service and your high-3 salary. Those two factors are multiplied by a factor that varies from 1% to 1.7%, and which factor you use depends on your creditable service and age at retirement, as well as which agency you worked for within the Federal Government.

How many years do you need to retire from civil service?

Immediate Retirement AgeYears of Service6256020MRA30MRA10

Can you collect civil service retirement and Social Security?

Unlike most employer-sponsored pensions in the private sector, CSRS annuities were not intended to supplement Social Security benefits. Yet, most Federal workers who earn a CSRS annuity also receive Social Security benefits at some time.

What is the difference between civil service retirement and federal retirement?

For instance, CSRS allows all retirees to receive the same retirement annuity as long as they retire at 55 or later. On the other hand, FERS reduces your retirement annuity for anyone retiring below the age of 62. Disability retirement under CSRS is 40% of the employees high-three salary.

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How many years do you have to retire for civil service?

CSRS/CSRS Offset Retirement Eligibility Types of RetirementAgeYears of ServiceOptional (Voluntary)625Early Out* (Voluntary)5020Any25Discontinued Service (Voluntary)50206 more rows Mar 27, 2023

Who is eligible for CSRS?

Who is eligible for Civil Service Retirement System (CSRS)? Eligibility is based on your age and the number of years of creditable service and any other special requirements. In addition, you must have served in a position subject to CSRS coverage for one of the last two years before your retirement.

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