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In South Florida areas, the Seller chooses the title company and pays for title insurance. This is always negotiable, of course, and is made part of your real estate contract.
The buyer and seller may select different title companies to work with; there is no law insisting that both parties are represented by the same title company or that one sides choice takes precedence over the other.
It is typical in Colorado for the seller to select the title insurance company and to pay for the owners title insurance, although the fees may be negotiated otherwise in the Colorado contract. Discuss this with your realtor, as it is part of the negotiation process between buyers, sellers and their realtors.
Who pays closing costs in Louisiana? Buyers and sellers each pay unique closing costs to finalize a home sale. In Louisiana, sellers typically pay for the title and closing service fees and recording fees at closing. Optional costs for sellers include buyer incentives, pro-rated property taxes, or for an attorney.
But in D.C., Maryland and Virginia, the buyer pays for the title insurance, so it is the buyer who chooses the title company.

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In some cases, the buyer and seller will agree on a company. But in other cases, one party may choose the title agency without consulting the other. While there are no specific laws on this subject, its essential to pick a company that both parties feel comfortable with.
The buyer has the federally protected right under the provisions of the Real Estate Settlement Procedures Act (RESPA) to choose the title company. The LREC Purchase Agreement is prepared with the buyer determining the settlement service provider. Under Louisiana law, the costs of the closing are borne by the buyer.
The Commissioner of Insurance has complete jurisdiction over Life, Health, and Accident, Property and Liability, Marine and Inland Marine, Fidelity and Surety, and Title insurance industries in Louisiana.

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