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How to fill out the Challenge to Garnishment Form Instructions? Identify the property or funds you are claiming as exempt. Fill out your personal information including name, address, and phone number. Specify the type of property and the reason it is exempt from garnishment. Sign and date the form.
If you won a judgment and know the debtors bank information, a bank account garnishment may be an option. If you won a judgment but do not have the information to start a garnishment, you may request a judgment debtor examination (also known as JD exam oral hearing).
Depending on the defendants financial situation, it can be very difficult to collect a judgment.
The total amount garnished cannot be more than 25% of the employees monthly disposable earnings. Exemptions from garnishment, including, but not limited to, workers compensation, unemployment compensation, disability payments, OWF payments, or child support or spousal support, and most pensions.
Once a creditor has a obtained the judgment, they seek to collect the money owed under the judgment through various means including: garnishing wages, placing a lien on a debtors bank account and withdrawing money from that account pursuant to a court order or placing a judgment lien on personal property that a debtor

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Upon being notified of a wage garnishment court order, an employer should immediately alert the employee to the situation in writing. Depending on the garnishment, there may be a form provided for this (i.e., Form 668 for a federal levy).

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