12 CFR Part 370 Recordkeeping for Timely Deposit 2025

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The FDIC does not insure money invested in stocks, bonds, mutual funds, life insurance policies, annuities or municipal securities, even if these investments are purchased at an insured bank.
FDIC deposit insurance protects money you hold at an FDIC-insured bank in traditional deposit accounts like: Checking Accounts, Savings Accounts, Money Market Deposit Accounts (MMDAs), and. Certificates of Deposit (CDs).
Account Participant File. The Account Participant File will be used by the FDIC to identify account participants, to include the official custodian, beneficiary, bond holder, mortgagor, or employee benefit plan participant, for each account and account holder. One record represents one unique account participant.
The FDIC does not insure: Stock Investments. Bond Investments. Mutual Funds. Crypto Assets. Life Insurance Policies. Annuities. Municipal Securities. Safe Deposit Boxes or their contents.
What Products Are Not Insured? Stock Investments. Bond Investments. Mutual Funds. Crypto Assets. Life Insurance Policies. Annuities. Municipal Securities. Safe Deposit Boxes or their contents.
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