4040, Motor Fuel Electronic Funds Transfer (EFT) Credit Application-2025

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EFT is a generic term for which there are two basic EFT transaction types: Wire transfers. Automated Clearing House (ACH) transactions.
Types of EFT payments ACH direct deposit. Direct deposit is a type of ACH transfer most commonly used to issue employee paychecks from employers. ACH direct payments. ACH direct debits. Wire transfer. ATM transactions. Debit cards. Peer-to-peer payments. Any electronic payment sent using bank account information.
An electronic funds transfer (EFT), or direct deposit, is a digital money movement from one bank account to another. These transfers take place independently from bank employees. As a digital transaction, there is no need for paper documents.
EFTs require two parties: the person or entity sending money and the person or entity receiving the money. The sender initiates the transfer over the internet or at a payment terminal. The transfer request is sent to the senders bank and then back to the receivers bank.
Electronic funds transfer (EFT)is the electronic exchange, transfer of money from one account to another, either within a single financial institution or across multiple institutions, through computer-based systems. Can the vendor make payment by cheque rather than by way of electronic payment?