DEFENCE SAVINGS bCERTIFICATESb - pakpost gov 2025

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NSC Maturity Amount Calculation Formula 1 lakh is invested in NSC for 5 years at an interest rate of 7.7%, the total maturity value will be Rs. 1.45 lakh and the interest earned will be Rs. 44,903 as per the NSC interest calculation formula.
Defence Savings Certificates Maturity period of Defence savings certificate is 10 years. What are the available denominations? What are the modes of deposits in Defence Savings Certificates? Defence Savings Certificate can be purchased by depositing cash/cheque/ draft/ pay-order at the Issuing Office.
Following a reduction in December 2024, the National Savings (Qaumi Bachat) has kept the profit rate for Defence Savings Certificates (DSCs) unchanged at 12.19 percent for January 2025.
The Defence Savings Certificate (DSC) now offers 12.15%, up by one basis point. Meanwhile, the Pensioners Benefit Account, Bahbood Savings Certificate, and Shuhada Family Welfare Account have seen a 10 bps increase, taking the rate to 13.68%.
A CD maturity date occurs when the CDs term ends, whether in three months or three years. At maturity, the bank releases the CDs money to you and the interest it earned. The bank or credit union will contact you before the CD matures and give instructions on your options.
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Every Patriot Bond is guaranteed to double in value after 20 years. So, if you have an original Patriot Bond issued in December 2001, it became worth its face value (at least) in December 2021. Patriot Bonds accrue interest for 30 years unless cashed before then.
DSCs can be purchased from any National Savings Centre (NSC), Authorized branches of Scheduled Banks and the State Bank of Pakistan (SBP) by filling in the SC-I(Application Form) which available free of cost from all the above issuing offices.

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