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How do I redeem my national savings certificate?

You may redeem your NSC investment amount in e-mode after maturity. Simply log into your internet banking account used to purchase the NSC certificate. You must raise a request for redemption of the invested amount through the portal. You will receive the amount in your linked post office savings account.

Can DSC be transferred?

However, no profit is payable if encashment is made before completion of one complete year for DSCs and six months for SSCs from their date of issuance. Q9: Are SSC/DSC transferable to another person? Yes. The certificates can be transferred from one person to another by applying to the Chief Manger on SC-4 Form.

Which is better NSC or PPF?

As far as the interest is concerned, PPF interest is tax-free, whereas, NSC interest is taxable and will be added to your taxable income. However, the interest in NSC is also eligible for deduction under Section 80C of the Income Tax Act. It is better to pay tax on the accrued interest annually rather than on maturity.

Is NSC better than FD?

NSC offers a number of advantages over fixed deposits, including lesser risks and greater interest rates. The reason for this is that TDS is taken from FD interest. Even though FDs offer a little higher interest rate, post-tax returns may be lower due to the TDS deduction.

How do I get a Defence saving certificate?

DSCs can be purchased from any National Savings Centre (NSC), Authorized branches of Scheduled Banks and the State Bank of Pakistan (SBP) by filling in the SC-I(Application Form) which available free of cost from all the above issuing offices.

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