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Two major examples of group healthcare coverage are Health Maintenance Organization (HMO) plans and Preferred Provider Organization (PPO) plans.
In general, a health plan offered by an employer or employee organization that provides health coverage to employees and their families.
Fully insured health plans are the most popular type of traditional group health plan. With these, an employer buys coverage directly from an insurance company. In turn, the insurer charges the employer an annual premium, which is often partially paid for by the employees.
Group health plans are employer- or group-sponsored plans that provide healthcare to members and their families. The most common type of group health plan is group health insurance, which is health insurance extended to members, such as employees of a company or members of an organization.
Popular types of group health insurance plans include health maintenance organization (HMO) plans, point of service (POS) plans, and preferred provider organization (PPO) plans. Providers, covered services, and the cost of health insurance will vary based on plan type.
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Conversion Coverage When your group health insurance (from a job) ends, your health plan may have to offer you an individual plan. This is called a conversion plan because you convert from the group to an individual plan which you buy yourself.
Fully insured health plans are the most popular type of traditional group health plan. With these, an employer buys coverage directly from an insurance company. In turn, the insurer charges the employer an annual premium, which is often partially paid for by the employees.
ERISA defines a group health plan as an employee welfare benefit plan that provides medical care to employees or their dependents (directly or through insurance, reimbursement, or otherwise).

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