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An insurance declarations page tells you almost everything about your policy, from whos covered to which coverages you pay for. Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy.
Hear this out loud PauseThe minimum initial purchase amount is $25,000.
Hear this out loud PauseWith spousal protection, an IRA account owner can be named annuitant and their spouse co-annuitant; both can be named a beneficiary. As a result, the death benefit will go to the surviving spouse, no matter which spouse passes away first.
Unlike a certificate of insurance, a Declaration Page (below right) is part of the insurance policy. Like a Certificate of Insurance, the DEC page outlines who is insured, what is insured, and the type of coverage.
Your homeowners insurance binder will contain all of the policy details of your homeowners insurance, and act as your proof of insurance for a potential lender. An insurance binder is different from an insurance declaration page, which summarizes the coverage provided by your insurance company.
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Hear this out loud PauseObtaining a copy of your homeowner insurance declaration page is simple. If youve printed your policy, look at the first page thats typically where all the declarations are. Similarly, if you have an electronic copy of your homeowners insurance policy, you can usually find it on the first page.
The elements included in the homeowners declarations page are: Policy number: The unique number identifying your policy. Property address: The location of the insured property, which may or may not be the same as the mailing address. Policy period: The dates listed are the start and end dates of the policy term.

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