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Factsheet MO 12454 - SBA - sba

Factsheet MO 12454 - SBA - sba 2025

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The document provides information about the U.S. Small Business Administration (SBA) disaster loans available for individuals and businesses affected by severe storms, high winds, hail, and tornadoes in Franklin County, Missouri, from December 30 to December 31, 2010. It outlines the types of loans available, including Home Disaster Loans, Business Physical Disaster Loans, and Economic Injury Disaster Loans (EIDLs), along with application deadlines, credit requirements, interest rates, loan terms, amount limits, eligibility restrictions, refinancing options, and insurance requirements.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is there a chance Eidl loans will be forgiven?

No EIDL forgiveness Whether COVID-related or traditional, EIDL loans are not forgivable. Borrowers must repay them over 30 years, but there are no prepayment penalties for paying them off early.

What happens if you cant pay back the SBA EIDL loan?

What Happens if You Cant Pay Your SBA Loan Installments? If you cant make your SBA loan payments, you wont just be in trouble with your lender. The SBA will get involved and, when you still cant pay your debt, theyll transfer your account to the US Department of the Treasury.

Can I sell my business if I have an SBA 504 loan?

Technically, yes. However, you will have to look at the security agreement. Some blanket security agreements for SBA loans include current assets and future acquired assets of the business.

Does SBA ever forgive EIDL loans?

There is no provision for forgiveness on these loans, nor should anyone expect that there will be. The EIDL is a decades-old program, and if they forgive loans for this particular disaster, then borrowers for every other EIDL program are going to expect forgiveness on their loans as well. Its not happening.