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In September 2021, SBA raised the maximum amount to $2 million. In June 2023, SBA raised the maximum loan amount for personal property disaster loans to $100,000, and real property disaster loans to $500,000 (see Figure 1).
I would say that it can still be difficult to get an SBA loan depending on your situation. Having a strong business plan, a good credit history and ideally being profitable or close to profitable helps. If you dont seem to fit these criteria though there are other options!
Homeowners may be eligible for a disaster loan up to $500,000 to repair or replace damaged or destroyed real estate. SBA may also be able to help homeowners and renters with up to $100,000 to repair or replace damaged or destroyed personal property, including personal vehicles.
Get $500 to $5.5 million to fund your business Loans guaranteed by SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital.
Funding maximums vary based on the type of SBA loan. SBA 7(a) loans are available in amounts up to $5 million. CDC/504 loans are available up to $5 million, but offer up to $5.5 million for select projects. SBA Express loans are available up to $500,000 and microloans are available up to $50,000.
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Program Description. The U.S. Small Business Administration (SBA) offers financial help to homeowners and renters in declared disaster areas. You dont need to own a business. We provide long-term, low-interest loans for losses that insurance and other sources dont fully cover.
SBA 504 loans can reach $5.5 million in some instances. SBA Express loans have a maximum of $500,000. Maximum rates depend on the amount borrowed: 14% for less than $50,000; 13.5% for $50,001 to $250,000; 12% for $250,001 to $350,000; and 10.5% for more than $350,001.

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